Speak to a local memory care advisor 24/7: (888) 595-9951 Sponsored Ad
Here are 3 memory care facilities in Covington, Tennessee. These care homes for dementia and Alzheimer in Covington may be part of assisted living facilities and communities, or are stand-alone memory care units. Costs for memory care facilities in Covington, TN will vary between facilities.
Memory care in Covington, Tennessee, typically costs between $4,500 and $6,500 per month. The exact cost can vary based on factors such as the facility’s amenities, the level of care provided, and the resident’s specific needs. This price range is slightly above the national average, but in line with similar areas in Tennessee.
In the state of Tennessee, the average monthly cost of memory care is about $5,000 to $6,000. This is relatively affordable compared to other states, with Tennessee often ranking below the national average for memory care costs.
When comparing Covington to nearby cities in Tennessee, the cost of memory care tends to be a bit lower than in larger urban centers. In Memphis, for example, the cost can be as high as $6,500 to $7,000 per month, whereas in Nashville, rates often exceed $7,000. Smaller towns in Tennessee, such as Jackson or Humboldt, typically see memory care prices similar to Covington, ranging from $4,500 to $6,000, but again, urban areas tend to be pricier.
In Covington, the costs of memory care are higher compared to other types of senior living. For instance, independent living facilities in Covington generally cost between $2,500 and $3,500 per month, while assisted living can range from $3,500 to $4,500. Memory care costs tend to be more expensive due to the specialized care provided, including 24-hour supervision, specialized programs for individuals with Alzheimer’s and other forms of dementia, and a higher staff-to-resident ratio.
Overall, memory care in Covington, Tennessee, is relatively affordable compared to other areas in the U.S., though still more expensive than traditional assisted living or independent living options. The cost differences primarily stem from the level of care and specialized services provided in memory care facilities.
Parkway Cove is known for providing memory care services in Tipton county, Tennessee. It can accommodate no more than 42 senior citizens. Parkway Cove provides luxurious amenities that include secure walking paths and courtyard, caregiving staff trained for Alzheimer’s care and access to physical and speech therapy to any older adults with dementia who reside in Covington, TN and nearby areas. Parkway Cove is located at 805 Bert Johnston, 38019 zip code and can possibly allow Medicaid and Medicare to pay for some costs associated with its care.
River Terrace Health And Rehab Center specializes in memory care in Covington, Tennessee. It can house no more than 156 Covington residents at a time. It offers amenities such as transportation to medical appointments, promoted socialization and activities tailored to dementia and is situated at 1992 Hwy 51 S, in 38019 zip code area inside Tipton county. River Terrace Health And Rehab Center is licensed in Tennessee to provide memory care, with license number 445461.
When searching for Alzheimer’s care facilities in Covington, Tennessee, you will come across Covington Care Nursing & Rehabilitation Center as a wonderful and luxury dementia and memory care option that is situated at 765 Bert Johnston Ave in 38019 zip code. It provides a maximum capacity of 98 Alzheimer’s and memory care units. Covington Care Nursing & Rehabilitation Center provides amenities like independence-focused care, regular checks for weight loss and gain and memory games and other activities. Its license # is 445330. Covington Care Nursing & Rehabilitation Center provides memory care not just to seniors in Covington, but also to Tipton county older adults.
Memory care services in Covington, Tennessee, are essential for individuals with Alzheimer's disease, dementia, or other cognitive impairments. These services provide specialized care in a safe environment designed to meet the needs of those with memory-related issues. However, one common question for families is how to pay for memory care, especially considering the costs associated with long-term care. While Medicare can play a significant role in covering healthcare expenses, it’s important to understand its limitations when it comes to memory care services in Covington.
Medicare is a federal health insurance program primarily for people aged 65 and older, as well as some younger individuals with disabilities. Unfortunately, Medicare does not cover long-term memory care in most cases. Medicare Part A, which covers hospital care, may provide limited coverage if a resident is admitted to a hospital for a condition related to their memory impairment, but once they are discharged, it will not continue coverage for long-term residential memory care services in Covington.
Memory care is typically provided in facilities known as Memory Care Units (MCUs), which are often located within assisted living communities or nursing homes. These facilities offer specialized services for people with Alzheimer's, dementia, or other cognitive impairments. Medicare may only cover the initial diagnostic tests and treatment during hospital stays, but it does not provide funding for the day-to-day costs associated with living in a memory care facility in Covington.
While Medicare may not cover the ongoing costs of memory care, Medicaid may be a more viable option for qualifying individuals in Covington, Tennessee. Medicaid is a state and federal program that helps cover healthcare costs for those with limited income and resources. Tennessee’s Medicaid program, called TennCare, does provide coverage for long-term care services, including memory care, for eligible individuals.
In Covington, Tennessee, if your loved one meets the income and asset requirements, TennCare can help cover the costs of memory care in a licensed nursing facility or other long-term care settings. TennCare will pay for the care provided in a Memory Care Unit if the individual meets the eligibility criteria for long-term care benefits. The requirements for TennCare include being financially eligible, as well as meeting the medical necessity criteria, which includes having a diagnosis of a cognitive impairment such as Alzheimer’s disease or other forms of dementia.
However, TennCare may not cover the full cost of memory care. There may still be some out-of-pocket costs for room and board, depending on the facility and the individual’s specific situation. Families in Covington, Tennessee, should work with a financial planner or Medicaid advisor to understand how much TennCare will cover and what other costs they may need to budget for when considering memory care.
For those who do not qualify for Medicaid or for whom Medicare does not provide enough coverage, paying out-of-pocket is another option. The cost of memory care in Covington, Tennessee, can vary depending on the type of facility, the level of care needed, and whether the care is in an assisted living facility or a nursing home. On average, memory care costs in Tennessee can range from $3,000 to $6,000 per month or more, depending on the location and the amenities provided by the facility.
Families in Covington may need to consider other financial options to cover these costs, such as tapping into personal savings, using income from pensions or social security, or liquidating assets like life insurance policies or property. Long-term care insurance, if available, may also cover memory care expenses. It is worth noting that long-term care insurance policies vary significantly in terms of what they cover and how much they pay, so it is crucial to review the specific policy details.
Another potential resource for paying for memory care in Covington, Tennessee, is through Veterans Benefits if the individual is a veteran or spouse of a veteran. The U.S. Department of Veterans Affairs (VA) provides financial assistance for long-term care, including memory care, through the Aid and Attendance benefit. This benefit is available to veterans who need assistance with activities of daily living and can help cover some of the costs of memory care. Families in Covington should check eligibility with the local VA office for more details.
Life insurance policies may also provide a way to help pay for memory care in Covington, Tennessee. Some individuals may have life insurance policies that can be converted into a long-term care benefit. This option allows the policyholder to use the death benefit of their life insurance policy to pay for memory care expenses. This can be a valuable option for families who have limited savings or other resources to cover the cost of care.
Additionally, some life insurance policies may offer accelerated death benefits, which allow individuals to access a portion of their life insurance policy while still alive to cover healthcare costs, including memory care. Families in Covington should consult with a life insurance agent or financial advisor to determine if this is a viable option for them.
In addition to Medicaid, long-term care insurance, and personal savings, there are other resources available to help cover memory care costs in Covington, Tennessee. Local non-profit organizations, religious groups, and community resources may offer financial assistance or provide grants to help families afford care. The Area Agency on Aging and Disability for West Tennessee can be a valuable resource for seniors and families in Covington looking for financial assistance programs, information on available benefits, and support in navigating the memory care system.
It’s essential to consider all options and work closely with a financial advisor to ensure that families in Covington can cover the costs of memory care without sacrificing their financial security. By taking a proactive approach and exploring the various avenues for paying for memory care, families in Covington, Tennessee, can find the best solution for their loved ones’ care needs.
Admission to memory care facilities in Covington, Tennessee, follows certain general guidelines that ensure the well-being and safety of residents with cognitive impairments, such as Alzheimer's disease or other forms of dementia. These requirements are shaped by state regulations and facility-specific policies.
To be admitted to a memory care facility in Covington, an individual typically needs to meet the following criteria:
Diagnosis of a Cognitive Disorder: The most critical factor is a diagnosis of dementia, Alzheimer's disease, or another memory-related condition. A physician's written diagnosis is required to confirm the need for memory care services.
Medical Assessment: Memory care facilities require a thorough medical assessment to evaluate the individual’s overall health, including any co-existing medical conditions such as heart disease, diabetes, or hypertension. This assessment ensures the facility can accommodate the person’s healthcare needs.
Functional and Cognitive Assessment: Facilities assess the individual's cognitive abilities, including memory, reasoning, and the ability to perform daily activities. This assessment helps determine the level of care required, such as whether the individual can benefit from structured programs and 24-hour supervision or if they need more intensive medical support.
Ability to Benefit from Services: The individual must be able to benefit from the specialized care provided by the memory care unit. This includes having the necessary level of engagement to participate in daily activities and programs, though some facilities may accommodate individuals with more advanced stages of dementia with less engagement required.
Behavioral Considerations: Many memory care facilities in Covington have specific policies regarding residents’ behavioral issues. If the individual has violent or highly disruptive behavior, such as wandering or aggression, it may affect admission unless the facility is equipped to handle such behaviors. Some facilities may specialize in handling residents with severe behavioral challenges, while others may not be suitable for such individuals.
Tennessee has specific regulations for memory care facilities that ensure the safety and quality of care for residents. These include:
Licensing and Certification: Memory care facilities in Tennessee must be licensed by the Tennessee Department of Health (DOH). This includes compliance with state regulations regarding staffing levels, safety standards, and the provision of specialized dementia care.
Staff Training: Tennessee law requires that staff in memory care units receive specialized training to care for residents with dementia. This training includes understanding how to handle the unique behavioral and cognitive challenges that dementia patients face.
Care Plans: Tennessee facilities are required to create individualized care plans for each resident, detailing their specific medical needs, cognitive abilities, and any behavioral concerns. These plans are regularly reviewed and updated to ensure the resident’s needs are continually met.
Wandering and Safety Protocols: Since wandering is common among individuals with dementia, Tennessee memory care facilities must implement safety measures, including secured areas to prevent residents from leaving the facility unsupervised. Facilities must also have emergency protocols in place to address situations such as residents becoming lost or agitated.
Staff-to-Resident Ratio: Tennessee regulations set staffing requirements to ensure that memory care units have a sufficient number of trained staff to meet the needs of residents. This includes maintaining a higher staff-to-resident ratio compared to other types of senior living settings.
Admission to memory care in Covington also requires specific documentation, including:
Physician’s Orders: A physician's order is needed to verify the resident’s medical and cognitive condition, as well as any special medical care requirements.
Financial Considerations: Families will need to provide financial documents to determine eligibility for programs such as Medicaid, which can help cover the cost of memory care for eligible individuals. Tennessee’s Medicaid program, called TennCare, may cover memory care costs for those who meet specific financial and medical criteria.
In addition to state regulations, individual memory care facilities in Covington may have their own admission requirements, which can include:
A waiting list for admission, especially in popular or high-demand facilities.
Age restrictions, as some facilities may focus on specific age groups, such as those for individuals over 65.
Pre-admission interviews or home visits to assess the person’s care needs and determine the most appropriate placement.
The admission requirements for memory care in Covington, Tennessee, focus on ensuring the safety, well-being, and appropriate care for individuals with memory-related conditions. Facilities adhere to both state and federal guidelines while also tailoring their services to meet the specific needs of residents.
